Premium and subsidy calculator for the Affordable Care Act (Obamacare)
Complete the fields above to calculate your subsidy
Your results shown are for a Silver plan (the second cheapest). All Silver plans have a 30% cap on out-of-pocket expenses.
Your income is of the Federal Poverty Level
of your income is the max amount you have to pay towards your health insurance as defined by the ACA
Less than 2% of your income is the max amount you have to pay towards your health insurance as defined by the ACA
You're Eligible for Medicaid
Based on the income and state you provided, you’re eligible to receive Medicaid.
This means your income is below 100%
of the Federal Poverty Level (or below 138% if you selected a states that has expanded
Medicaid) Medicaid coverage varies
from state to state, but out-of-pocket costs are typically very low. You can apply for Medicaid at medicaid.gov
Your Monthly Cost
Your Eligible Subsidy
Your Adjusted Monthly Cost
This calculator will help you determine if you are eligible for a subsidy under the "Affordable Care Act", or what is commonly referred to as Obamacare. Keep in mind that while this calculator is in fact accurate and provides a service that we feel is of value, for free, it is not a replacement for a licensed health insurance agent. If you would like to explore what your options are to the fullest, (which is what we recommend) please use any of the links found within this site, or by calling one or more of the toll free numbers provided on this website. Ultimately our goal is to provide all Americans seeking affordable healthcare, with as many options as possible so that they have every opportunity to obtain affordable healthcare and improve their quality of life.
Speak With A Healthcare Specialist 1-800-492-6305
If you elect not to enroll in an ACA-compliant plan, you will owe at the end of the tax year
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